Summary
At Le Bal de Noël 2025 in Monaco, Toto Finance contributed a 2.07-carat Royal Blue, natural unheated sapphire at the heart of the evening’s charity auction, conducted by Sotheby’s in support of the Fondation Princesse Charlène de Monaco.
The sapphire realized €20,000, with the full amount benefiting the Foundation’s global initiatives. Paired with a discreet, 1:1 digital ownership certificate, the stone reflected a contemporary expression of luxury, where rarity, provenance, and responsibility converge, and where innovation serves permanence rather than spectacle.
Key Highlights
- €20,000 charity auction result at Le Bal de Noël, Monaco
- 100% of proceeds donated to the Fondation Princesse Charlène de Monaco
- Auction conducted by Sotheby’s
- 2.07-carat Royal Blue, natural unheated sapphire, sourced from Sri Lanka
- Less than 2% of global sapphire supply qualifies as natural and unheated
- 1:1 tokenized digital ownership certificate paired with the physical gemstone
- Secure custody, insurance, and full redeemability under a regulated framework
A Sapphire at the Intersection of Rarity and Impact
Le Bal de Noël is one of Monaco’s most distinguished charity events, bringing together leaders from philanthropy, finance, and culture in support of meaningful global causes.
At the center of the evening was a museum-grade sapphire of exceptional rarity and provenance. Natural, unheated sapphires of this quality represent less than 2% of global production, making them among the most sought-after gemstones worldwide.
By introducing a tokenized ownership structure to the auction, Toto Finance demonstrated how heritage assets can be enhanced, not replaced, by modern digital infrastructure.

From Physical Asset to Digital Ownership
The sapphire was tokenized by Toto Finance and paired with its on-chain digital twin, serving as a verifiable ownership certificate. The auction, conducted by Sotheby’s, combined centuries of auction expertise with next-generation asset infrastructure.
The winning bid reached €20,000, with all proceeds directed to the Fondation Princesse Charlène de Monaco, supporting its initiatives in youth development, water safety, and education worldwide.
Dual Ownership, Institutional Standards
The winning bidder received:
- The sapphire ownership deed, securely stored in Liechtenstein
- Full insurance coverage
- A 1:1 tokenized digital ownership certificate
- Immediate redeemability, allowing physical delivery at any time
This structure ensured ownership that is both legally enforceable and digitally verifiable, meeting institutional standards while remaining accessible and transparent.


Why This Matters
Tokenization is often framed purely as a financial innovation. This event highlighted its broader relevance:
- safeguarding the integrity of rare physical assets
- enabling transparent, auditable ownership
- channeling capital toward social good with full accountability
Rather than disrupting traditional systems, tokenization enhanced them, adding traceability, clarity, and global reach.
Looking Ahead
Toto Finance’s participation at Le Bal de Noël reflects a broader vision for real-world assets: regulated, transparent infrastructure that connects physical value with digital ownership and real-world impact.
With leadership present in Monaco, the event marked another step toward building trusted rails for tokenized assets, where purpose and performance move together.